Was your data in the Kreditplus breach?

Kreditplus (kreditplus.com) suffered a data breach in 2020 that exposed around 768,890 accounts. If you had an account, some of your personal data may be circulating in leaked databases. The fastest way to know is to check your own email — free, in about 30 seconds, no password required.

What happened

In June 2020, the Indonesian credit service Kreditplus suffered a data breach which exposed 896k records containing 769k unique email addresses. The breach exposed extensive personal information including names, family makeup, information on spouses, income and expenses, religions and employment information. The data was provided to HIBP by breachbase.pw.

Breach record from Have I Been Pwned, CC BY 4.0. Risk analysis by Nullivo.

What was exposed, and why it matters

Not all breaches carry the same risk — what matters is which fields leaked. Here is what the Kreditplus breach exposed and what each item actually enables:

Also listed in this breach: Dates of birth, Email addresses, Employers, Family structure, Genders, Income levels, Living costs, Marital statuses, Mothers maiden names, Names, Phone numbers, Physical addresses, Places of birth, Religions, Spouses names.

What to do if you were affected

These steps are ordered for this specific breach — the most urgent action given what leaked comes first.

1. 01Sensitive personal characteristics
   Under UK/EU GDPR you have a strong right to erasure here — exercise it with the service and with any site republishing the data.
2. 02Home addresses
   Get your address removed from data brokers — they re-list roughly every four months, so this needs repeating.
3. 03Dates of birth
   Never confirm your date of birth to an inbound caller — hang up and dial the organisation back on a published number.
4. 04Phone numbers
   Move two-factor authentication off SMS to an authenticator app or passkey, and add a port-out PIN with your mobile provider.
5. 05Names and usernames
   Search your usual username to see what else it exposes, and use distinct handles for sensitive accounts.
6. 06Confirm you were actually in it
   Run a free scan before you spend time on the steps above.

This breach put your details on data-broker sites

Because Kreditplus exposed sensitive personal characteristics and home addresses, this is one of the breaches that feeds people-search and data-broker sites. Those sites scrape leaked databases, combine them with public records, and republish the result as a searchable profile — which is how a single breach turns into a permanent public listing. Removal works, but brokers typically re-list within about four months, so it has to be repeated.

See our broker-by-broker removal guides →

How urgent is this now?

This breach is over 6 years old. Old credentials still cause harm — leaked passwords from a decade ago are still tried against new accounts every day.

Remember: a breach can’t be “un-leaked” — once a database is out, it exists in countless copies. The goal is to make the leaked data useless: change what can be changed, lock down what can’t, and remove what has been republished.

Frequently asked questions

Breaches that exposed similar data

If the Kreditplus breach affected you, these breaches exposed comparable information — worth checking too, since leaked datasets are routinely combined.

See all breaches we cover →